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hz88 Card Games – Blackjack, Andar Bahar, Dragon Tiger & More in Pakistan

From classic Blackjack to beloved South Asian favourites like Andar Bahar, hz88 brings you the most complete collection of online card games in Pakistan. Every title is playable in PKR, every table runs around the clock, and every bet lands in your wallet fast.

18+ only. Please play responsibly. Responsible Gaming

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18+
Card Game Titles
Rs 50
Min. Bet Available
99.5%
Best-in-Class RTP
24/7
Live Dealer Tables
hz88

Card Games at hz88 — Full Collection

Pick your game, choose your limit, and get into the action

LIVE
Blackjack

The most strategy-rich card game on the hz88 floor. Beat the dealer to 21 without going over. Multiple live tables run simultaneously with different limits — classic, VIP, and rapid formats all available.

RTP99.5%
POPULAR
Andar Bahar

Pakistan and India's most-played card game, available at hz88 in both live dealer and RNG formats. One card in the middle — bet Andar or Bahar for where the matching card appears. Fast, tense, and endlessly replayable.

RTP97.9%
LIVE
Dragon Tiger

Two cards, two positions — Dragon or Tiger. The higher card wins. Dragon Tiger at hz88 is one of the fastest-resolving live card games available, making it popular with players who want a high tempo session.

RTP96.3%
POPULAR
Teen Patti

Three cards, South Asian soul. Teen Patti at hz88 runs on dedicated tables with multiple variants including Joker, AK47, and Muflis. Whether you are a casual player or a seasoned pro, there is a seat ready for you.

RTP97.3%
NEW
Casino Hold'em

A poker-based card game where you play against the dealer rather than other players. Make the best five-card poker hand using two hole cards and five community cards. Available in live dealer format at hz88.

RTP97.8%
Three Card Poker

Simple poker variant where both you and the dealer receive three cards. Decide whether to play or fold after seeing your hand. Side bets on Pair Plus add extra excitement for those who like a bigger payout option.

RTP96.6%
LIVE
Baccarat

The legendary card game with the lowest house edge in the hz88 live casino. Bet on Player, Banker, or Tie across multiple table variants including Speed Baccarat, No Commission, and Squeeze.

RTP98.9%
NEW
Pontoon

A British variant of Blackjack with a few key differences — Five Card Trick, buying and twisting instead of doubling and hitting, and a unique hand hierarchy. A fresh challenge for players who know Blackjack well.

RTP98.1%
War / Casino War

The simplest card game at hz88 — one card against the dealer, the higher card wins. Pure chance, ultra-fast rounds, and a built-in Tie bet option that pays well. Perfect if you want maximum hands per minute.

RTP97.1%
hz88

Comparing hz88 Card Games at a Glance

Use this table to find the game that matches your playing style and budget

Game Format Min Bet RTP Skill Level Speed
Blackjack Live + RNG Rs 100 99.5% High Medium
Andar Bahar Live + RNG Rs 50 97.9% Low Fast
Dragon Tiger Live Rs 100 96.3% Low Very Fast
Teen Patti Live + RNG Rs 100 97.3% Medium Medium
Baccarat Live + RNG Rs 100 98.9% Low Fast
Casino Hold'em Live Rs 200 97.8% Medium Medium
Three Card Poker Live + RNG Rs 100 96.6% Low Fast
Casino War RNG Rs 50 97.1% None Very Fast

Game Guides — Know Before You Play

Quick overviews of the most popular card games at hz88

Blackjack — The King of Card Strategy

In Blackjack, you and the dealer each start with two cards. Your goal is to build a hand value closer to 21 than the dealer's without going over. Number cards count at face value, face cards count as 10, and Aces count as 1 or 11.

On your turn you can Hit (take another card), Stand (keep your current total), Double Down (double your bet and take exactly one more card), or Split (divide a pair into two separate hands). The dealer must Hit on 16 or below and Stand on 17 or above — this rule works in your favour because it removes dealer discretion entirely.

The best hand in Blackjack — a natural, or Blackjack — is an Ace with any 10-value card on the first two cards. It pays 3:2 at hz88 standard tables. With perfect basic strategy, Blackjack offers the highest RTP of any card game on the platform at 99.5%.

Basic Strategy Sample — Dealer Shows 6
Your HandActionReason
Hard 12–16StandDealer likely to bust on 6
Hard 10 or 11DoubleStrong position to double down
Soft 18 (A+7)Stand18 is strong vs weak dealer
Pair of 9sSplitTwo chances vs dealer bust
Pair of 8sSplitAlways split 8s
Key Blackjack Facts at hz88
  • Blackjack pays 3:2 on standard tables
  • Dealer stands on soft 17
  • Double Down allowed on any two cards
  • Re-splitting allowed up to 3 hands
  • Insurance available when dealer shows Ace
Table Limits
Standard LiveRs 100 – Rs 200,000
VIP LiveRs 5,000 – Rs 1,000,000
RNG BlackjackRs 50 – Rs 100,000
Andar Bahar — Pure and Simple

Andar Bahar is possibly the most straightforward card game at hz88. A single card — the Joker or House card — is placed face-up in the middle of the table. Cards are then dealt alternately to two sides: Andar (meaning "inside" or left) and Bahar (meaning "outside" or right). Your job is to bet on which side will receive a card matching the rank of the Joker first.

That is it. No second decisions, no strategy beyond your initial bet, and no complicated hand values to track. The randomness is genuine, the game resolves quickly, and the RTP of 97.9% on the main bet is among the better figures for any pure-chance card game.

hz88 offers live Andar Bahar with real dealers and a chat feature, as well as a software-based version for players who prefer to set their own pace. The live version runs continuously and accepts new players between hands.

Andar Bahar Payouts at hz88
BetPaysNotes
Andar (first bet)0.9:1Slight edge as Andar gets first card
Bahar (first bet)1:1Even money
Side: 1st card match11:1Joker matches on very first card
Why Andar Bahar Works

Andar Bahar has been played on subcontinent streets and kitchen tables for generations. hz88's version keeps that same instant-gratification energy while adding the convenience of PKR deposits, live HD streaming, and 24/7 availability. It is one of the top three most-played games on the hz88 platform.

Table Limits
Live DealerRs 50 – Rs 500,000
RNG VersionRs 50 – Rs 50,000
Dragon Tiger — Highest-Tempo Card Game at hz88

Dragon Tiger strips card gaming down to its fastest possible form. Two cards are dealt — one to Dragon, one to Tiger. The higher card wins. Suits do not matter; only the card's rank determines the outcome. If both cards have the same rank, it is a Tie, and half your bet is returned.

Card rankings follow standard order: Ace is low (counts as 1), 2 through 10 at face value, then Jack, Queen, King in ascending order. King is the highest card at hz88's Dragon Tiger tables.

The main Dragon and Tiger bets pay 1:1. The Tie bet pays 8:1 but has a significantly higher house edge and is best treated as an occasional side wager. hz88 also offers Suit bets and Big/Small options depending on the specific Dragon Tiger table you join.

Speed of Play

Dragon Tiger at hz88 runs approximately 50–60 rounds per hour on live tables. The betting window is short — typically 12 to 15 seconds — making this the fastest live card game on the platform. If you want volume of hands, this is your game.

Payouts Summary
Dragon / Tiger1:1
Tie8:1
Suited Tie50:1
Casino Hold'em — Poker at hz88 Without the Bluffing

Casino Hold'em uses the same five-card community card system as Texas Hold'em poker, but instead of playing against other players you play against the dealer. This removes the psychological element of poker and makes the game accessible even to players who have never played poker before.

You and the dealer each receive two hole cards, and then three community cards (the Flop) are dealt face up. At this point you decide whether to Call (continue to the Showdown) or Fold (surrender your Ante bet). If you Call, two more community cards are dealt (Turn and River), and the best five-card hand using any combination of your two hole cards and the five community cards wins.

The dealer must qualify with a pair of fours or better. If the dealer does not qualify, your Ante is paid 1:1 and your Call bet pushes. If the dealer qualifies and you win, both Ante and Call pay according to a hand ranking scale.

AA+ Side Bet

Casino Hold'em at hz88 includes the popular AA+ side bet, which pays if the combined five cards (your two hole cards plus the three-card flop) contain a pair of Aces or better. Royal Flush on this bet pays 100:1. It adds a separate prize pool to each hand without affecting your main game decision.

Ante Paytable
Royal Flush100:1
Straight Flush20:1
Four of a Kind10:1
Full House / Below3:1 – 1:1
hz88

Card Games at hz88 — What Makes This Section Worth Exploring

Most online gaming platforms treat card games as a secondary offering — a few Blackjack tables tucked behind their slots. hz88 has taken a different approach. The card games section is genuinely stocked with titles that make sense for Pakistani players: games rooted in South Asian tradition sitting alongside internationally recognised classics, all under one roof with the same PKR balances and the same fast payment system.

When you talk to regular hz88 members about why they keep coming back to card games specifically, a few things come up. The live dealer experience is consistently mentioned — not because live games are somehow more "real" in a mathematical sense, but because they feel more engaging. Watching a dealer shuffle and deal actual cards, following the game in real time on screen, and having the option to use the chat feature — these are details that make a session feel like a proper gaming experience rather than just clicking through a software interface.

Mobile Card Gaming at hz88

Every card game at hz88 works on mobile. The live dealer tables stream smoothly on a stable 4G connection — the kind most Pakistani smartphone users have access to. The RNG titles load quickly even on slower connections. The betting interfaces are designed with touchscreen use in mind: large enough buttons, clear card displays, and no elements that require a precise cursor to interact with.

A significant portion of hz88 card game sessions happen on mobile, and the platform has optimised the experience for exactly that. Whether you are playing a few hands of Andar Bahar during a lunch break or settling in for a longer Blackjack session in the evening, the mobile experience at hz88 holds up consistently.

RNG vs Live Dealer — Which Should You Choose?

Both formats are fully legitimate and offer fair odds at hz88. The choice between them comes down to what you are looking for in a session.

RNG (software-based) card games let you play at your own pace. There is no betting window to beat, no waiting for other players at a shared table, and no time pressure between hands. You can pause mid-session, review your bet history, or take your time on a Blackjack decision without any social pressure. RNG games are also where you will find demo modes for practising before playing with real money.

Live dealer card games add a layer of atmosphere that no software can fully replicate. The card dealing is visible, the outcomes are determined by physical cards in real time, and the overall experience has an energy to it that suits longer, more engaged sessions. hz88's live card tables run in continuously and new players can join between hands with no wait.

Deposits and Withdrawals for Card Game Sessions

Funding your hz88 account to play card games works the same as for any other section — Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, and Visa/Mastercard are all accepted. Everything is in PKR with no currency conversion. Minimum deposit is Rs 500 for most methods.

When your session ends, withdrawal is straightforward. Request a withdrawal in the account section, choose your preferred method, enter the PKR amount, and submit. Most Easypaisa and JazzCash withdrawals from hz88 process within 15 to 30 minutes. Your winnings from card games arrive in your wallet the same way as winnings from any other section of the platform.

Tips for New Card Game Players at hz88

Start with Low Limits

hz88 card games start from as low as Rs 50 per hand. If you are new to a particular game, start at the table minimum and focus on understanding the mechanics before increasing your stakes. There is no rush and no penalty for taking your time at a low-limit table.

Learn Basic Blackjack Strategy

Blackjack is the one card game at hz88 where studying basic strategy pays off directly. A player using correct basic strategy reduces the house edge to around 0.5%. It is not complicated — the strategy boils down to a chart of approximately 30 situations with clear recommended actions. The RNG version of Blackjack at hz88 is a good place to practise the chart before moving to a live table.

Understand the House Edge Before You Choose

The comparison table on this page shows the RTP for each card game at hz88. Higher RTP means lower house edge. Blackjack and Baccarat offer the best long-term value. Dragon Tiger and Casino War are fast but carry slightly lower RTPs. Use this information to balance entertainment value with financial expectations.

Set Time and Money Limits Per Session

One of the most practical habits for card game players at hz88 is setting a clear session limit before you start — both in terms of time and PKR amount. The platform supports deposit limits and session reminders to help with this. Responsible play makes the whole experience more enjoyable over the long term.

Payment Methods
Easypaisa JazzCash NayaPay SadaPay IBFT Visa / MC

Min. deposit Rs 500 • All transactions in PKR • Zero fees

Payment Details
Best Cards for Beginners
🃏
Andar Bahar
No strategy needed, instant to learn
🐉
Dragon Tiger
Two cards, one decision, very fast
♠️
Baccarat
Three bets only, lowest house edge
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First Deposit Bonus — Up to Rs 50,000 for Card Game Players

Register at hz88, fund your account, and your first deposit is doubled automatically — use it at Blackjack, Andar Bahar, or any card game.

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Frequently Asked Questions

Your card game questions answered

Blackjack offers the highest RTP at hz88, reaching 99.5% when played with correct basic strategy. Baccarat is close behind at 98.9% on the Banker bet. If you are looking for the best theoretical return per rupee wagered, Blackjack is the answer — but it requires some familiarity with basic strategy to achieve that figure.

RNG versions of card games at hz88 offer a demo mode for registered users. You can practise Blackjack, Andar Bahar, and other software-based titles without any real money at risk. Live dealer card games require a real bet to participate as they involve a live dealer and a shared table environment.

Yes. Live card games at hz88 are streamed from regulated studios where physical cards are dealt by real dealers on camera. Every hand is visible in real time and the outcomes are determined by actual physical cards — there is no software deciding results on live tables. RNG card games use certified random number generators audited by independent testing bodies.

Andar Bahar is the most beginner-friendly card game at hz88. The rules take about thirty seconds to understand — one card is placed in the middle, cards are dealt to two sides, and you bet on which side matches it first. There is no strategy involved, no complicated hand values, and rounds complete quickly. Dragon Tiger is equally simple if you want something even faster. Both start from Rs 50 minimum.

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Over 18 card game titles, live dealers running around the clock, and PKR payouts in under 30 minutes. Your seat is waiting.

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18+ only. Please play responsibly. Responsible Gaming